Shave Off 2+ Years to Financial Independence
How High-Income Professionals Are Using “The Order of Operations” to Turn Peak Earning Years Into Financial Independence... Without Guesswork or Costly Mistakes
Without Locking Up Your Money in Commissionable products or high-expense funds...
What You're Going To Learn In This Webinar:
Order of Operations
A disciplined order for every dollar you earn so your money compounds efficiently, taxes stay minimized, and work becomes optional sooner.
The Next-Dollar Rule
Most high earners overfund the wrong buckets. Learn the rule that aligns today’s tax rate with tomorrow’s freedom... and keeps cash accessible when you need it.
Buckets → Paychecks
Structure cash, income, and growth so your portfolio pays you... bridging the gap to benefits and minimizing taxes through deliberate conversion and RMD control.
MEET YOUR PRESENTER:
Hello, I'm Lars Engman MBA
Hi, I'm Lars. I’ve helped high-earning professionals and business leaders turn complex, multi-account wealth, 401(k)/403(b), Roth, deferred comp, ESPP/RSUs, options, and brokerage into one clear, tax-aware plan that funds the life they actually want.
My Strategy-First approach delivers what most pre-retirees never get: a precise order of operations for saving and a repeatable next-dollar framework that balances taxes, growth, and liquidity, so you’re not rich on paper but cash-poor in real life.
So, while I enjoy sailing and spending time with my young grandkiddos, I use my professional experience and education helping people like you to plan and enjoy their retirement with confidence.
- MBA
- FINRA Series 7, Series 66
Hear From Our Happy Students:
“New Horizons has done an exceptional job not only in managing my portfolio with percentages that beat the market but provide a personal touch to so many other aspects of how to better manage my money and assets. They are the definition of truly going above and beyond”
“Great sense of relief to have trust in somebody handling our finances!”
What I've appreciated most about Garrett and his team is their ability to provide innovative tools and strategies that have truly enhanced my financial outlook. Although I have another financial advisor with a major firm, adding Garrett's perspective has only strengthened my retirement position. I’m now semi-retired at age 51, and I feel confident in the path they've helped me create
This advertisement contains an unpaid and unsolicited or solicited testimonial. The experiences and views shared by the reviewers may not necessarily represent the perspectives of all clients. Any reviewer discussion of individual investments and/or performance or results should not be construed as indicative of the experience of all clients, nor does it offer any assurance or indication of future results.
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Securities offered through J.W. Cole Financial, Inc. (JWC) Member FINRA / SIPC. Advisory Services offered through J.W. Cole Advisors, Inc. (JWCA). New Horizons BFS and JWC/ JWCA are unaffiliated entities. The information contained in this presentation does not purport to be a complete description and is intended for informational purposes only. Any opinions expressed are those of New Horizons BFS and not necessarily those of JWC or JWCA. This information is not intended as a solicitation or an offer to buy or sell any security or investment product. Information is solely intended for recipients in jurisdictions where the named financial professional(s) are licensed to engage the investing public. Investments and strategies mentioned may not be suitable for all investors. New Horizons BFS and JWC/JWCA do not provide tax or legal advice. Always discuss any tax or legal matters with an appropriate professional. The S&P 500 and other such indices are unmanaged, do not incur fees or expense, cannot be invested into directly and individual investor’s results will vary. Past performance is no guarantee of future results. As with all investments, income generating programs, etc. various risks may exist and JWC/JWCA recommends you consult with your financial professional prior to making any financial decisions.
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